Wiki
Plain-language guides to points, cards, credit, banking, eSIM and travel
Short, sourced explainers you can read in a few minutes. Each one names where its facts come from and when we last checked them.
72 guides across 8 topics
Browse by topic
- Rewards basicsHow rewards, interest and statements actually work.6 guides
- Credit cardsSign-up bonuses, annual fees, issuer rules and the fine print.13 guides
- Points & milesAirline, hotel and bank points: how they are earned, valued and kept.8 guides
- Credit & your rightsScores, reports, freezes, disputes and the laws behind them.12 guides
- Banking & paymentsAccounts, IBANs, cross-border transfers and virtual cards.10 guides
- eSIM & connectivityStaying online abroad without surprise bills.7 guides
- TravelPaying, insuring and moving across borders.10 guides
- SecurityDisputes, scams and keeping your accounts safe.6 guides
Guides labeled “adverse action”
- Credit & your rightsYour rights when you apply for credit: the Equal Credit Opportunity Act in plain languageWhat a US lender may and may not use to decide on you, how fast they must answer, what a denial notice has to say, and what to do if you think a decision was unfair, with notes for newcomers.3 min readBeginner
- Credit cardsWhy issuers close card accounts, and what to do when yours is shutClosures range from one card shut to a whole banking relationship ended. This guide explains the patterns reported before shutdowns, your right to a written reason, and a step-by-step plan for the first 30 days.3 min readIntermediate
- Credit & your rightsYour rights under the Fair Credit Reporting Act: eight rights and the clocks that matterThe Fair Credit Reporting Act decides who can see your credit file, what must be corrected and how quickly. Learn eight rights in plain English, the deadlines attached to each, and the first action to take so a right becomes a result.3 min readIntermediate
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