Wiki
Plain-language guides to points, cards, credit, banking, eSIM and travel
Short, sourced explainers you can read in a few minutes. Each one names where its facts come from and when we last checked them.
98 guides across 8 topics
Browse by topic
- Rewards basicsHow rewards, interest and statements actually work.6 guides
- Credit cardsSign-up bonuses, annual fees, issuer rules and the fine print.39 guides
- Points & milesAirline, hotel and bank points: how they are earned, valued and kept.8 guides
- Credit & your rightsScores, reports, freezes, disputes and the laws behind them.12 guides
- Banking & paymentsAccounts, IBANs, cross-border transfers and virtual cards.10 guides
- eSIM & connectivityStaying online abroad without surprise bills.7 guides
- TravelPaying, insuring and moving across borders.10 guides
- SecurityDisputes, scams and keeping your accounts safe.6 guides
Guides labeled “travel card”
- Credit cardsCapital One Venture X in 2026: a 395-dollar card built to net out near zeroWhat the Venture X lists in October 2026: 2x on everything, 10x on Capital One Travel hotels and cars, a 300-dollar travel credit and 10,000 anniversary miles against a 395-dollar fee. The lounge changes of February 2026, Capital One's application rules, and who should skip it.4 min readIntermediate
- Credit cardsChase Sapphire Preferred in 2026: 5x on Chase Travel, a 95-dollar fee, and the 3x list you can actually useWhat Chase lists for the Sapphire Preferred in October 2026: 5x on Chase Travel, 3x on dining, gas, online groceries and streaming, a 100-dollar hotel credit and fourteen transfer partners. A worked example, the protections, and who should pick something else.6 min readIntermediate
- Credit cardsCapital One Venture in 2026: 2 miles on everything, and the 1-cent line it has to clearWhat Capital One lists for the Venture in October 2026: 2 miles on every purchase, 5 on Capital One Travel, no foreign transaction fee and miles that do not expire. Where the 95-dollar fee pays back, what to redeem for, and when a no-fee flat 2 percent card wins.4 min readIntermediate
- Credit cardsCiti Strata Premier in 2026: 3 points on everyday travel and food, and why transfers are the pointWhat Citi lists for the Strata Premier in October 2026: 10 points on Citi Travel, 3 on air travel, hotels, restaurants, supermarkets and gas, no foreign transaction fee, a yearly hotel benefit and airline and hotel transfers. When it beats a flat 2 percent card, and when it does not.4 min readIntermediate
- Credit cardsHSBC China Travel card in 2026: what the CNY 2,000 fee buys, and the arithmetic to decideHSBC China's Travel credit card, as the bank lists it in October 2026: a pair of cards with five hotel vouchers, eight lounge visits, points that convert to miles and travel protection. Worked arithmetic shows how much of the CNY 2,000 fee the vouchers cover and what is left for the lounges.4 min readIntermediate
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