Wiki
Plain-language guides to points, cards, credit, banking, eSIM and travel
Short, sourced explainers you can read in a few minutes. Each one names where its facts come from and when we last checked them.
72 guides across 8 topics
Browse by topic
- Rewards basicsHow rewards, interest and statements actually work.6 guides
- Credit cardsSign-up bonuses, annual fees, issuer rules and the fine print.13 guides
- Points & milesAirline, hotel and bank points: how they are earned, valued and kept.8 guides
- Credit & your rightsScores, reports, freezes, disputes and the laws behind them.12 guides
- Banking & paymentsAccounts, IBANs, cross-border transfers and virtual cards.10 guides
- eSIM & connectivityStaying online abroad without surprise bills.7 guides
- TravelPaying, insuring and moving across borders.10 guides
- SecurityDisputes, scams and keeping your accounts safe.6 guides
Guides labeled “points value”
- Points & milesWhat are points really worth? A value ladder from 0.4 to 1.6 centsA point has no fixed price. This guide shows the three ways to redeem, a ladder of what US bank points, airline miles and hotel points tend to fetch, how to work out your own cents-per-point, and why value can drop overnight.3 min readIntermediate
- Points & milesHotel credit cards and the free-night test: World of Hyatt and Wyndham Earner worked throughA hotel card's headline multiplier hides what a point is worth. This guide converts 4x, 5x and 3x into real percentages, shows when a $95 free night pays for itself, and lists the expiry and application rules that catch people out.3 min readIntermediate
Start with the one thing you keep forgetting.
Add a card, a subscription or a points balance. RewardVane turns it into dates you can act on.