Wiki
Plain-language guides to points, cards, credit, banking, eSIM and travel
Short, sourced explainers you can read in a few minutes. Each one names where its facts come from and when we last checked them.
98 guides across 8 topics
Browse by topic
- Rewards basicsHow rewards, interest and statements actually work.6 guides
- Credit cardsSign-up bonuses, annual fees, issuer rules and the fine print.39 guides
- Points & milesAirline, hotel and bank points: how they are earned, valued and kept.8 guides
- Credit & your rightsScores, reports, freezes, disputes and the laws behind them.12 guides
- Banking & paymentsAccounts, IBANs, cross-border transfers and virtual cards.10 guides
- eSIM & connectivityStaying online abroad without surprise bills.7 guides
- TravelPaying, insuring and moving across borders.10 guides
- SecurityDisputes, scams and keeping your accounts safe.6 guides
Guides labeled “lounges”
- Credit cardsAmerican Express Platinum in 2026: an 895-dollar fee, 2,994 dollars of credits, and who actually profitsThe Platinum's fee is 895 dollars and Amex lists credits worth 2,994 dollars a year, plus lounges and hotel status. How to count the credits you would really use, what changed in 2026, the lifetime and family rules, and when the Gold is the better choice.5 min readAdvanced
- Credit cardsCapital One Venture X in 2026: a 395-dollar card built to net out near zeroWhat the Venture X lists in October 2026: 2x on everything, 10x on Capital One Travel hotels and cars, a 300-dollar travel credit and 10,000 anniversary miles against a 395-dollar fee. The lounge changes of February 2026, Capital One's application rules, and who should skip it.4 min readIntermediate
- Credit cardsChase Sapphire Reserve in 2026: 8x on Chase Travel, a 795-dollar fee, and which credits are worth countingWhat Chase lists for the Sapphire Reserve in October 2026: 8x on Chase Travel, 4x on flights and hotels booked direct, 3x on dining, lounge access and a long list of credits. The sums against the Preferred, the protections, and who should skip it.5 min readAdvanced
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