Wiki
Plain-language guides to points, cards, credit, banking, eSIM and travel
Short, sourced explainers you can read in a few minutes. Each one names where its facts come from and when we last checked them.
98 guides across 8 topics
Browse by topic
- Rewards basicsHow rewards, interest and statements actually work.6 guides
- Credit cardsSign-up bonuses, annual fees, issuer rules and the fine print.39 guides
- Points & milesAirline, hotel and bank points: how they are earned, valued and kept.8 guides
- Credit & your rightsScores, reports, freezes, disputes and the laws behind them.12 guides
- Banking & paymentsAccounts, IBANs, cross-border transfers and virtual cards.10 guides
- eSIM & connectivityStaying online abroad without surprise bills.7 guides
- TravelPaying, insuring and moving across borders.10 guides
- SecurityDisputes, scams and keeping your accounts safe.6 guides
Guides labeled “lounge”
- Credit cardsHSBC EveryMile in Hong Kong 2026: HK$2 a mile on cafés and travel, HK$5 on the rest, and a fee to coverWhat HSBC Hong Kong lists for the EveryMile card in October 2026: miles at HK$2 each on selected cafés, transport and travel services and HK$5 each on everything else, lounge visits tied to spending, and an annual fee after a free first year. How to size the card and who should hold it.5 min readIntermediate
- Credit cardsAmex Platinum in Japan 2026: a ¥165,000 fee, a ¥100,000 airline credit and the ¥5 million line that keeps itWhat American Express Japan lists for the Platinum Card in October 2026: a ¥165,000 annual fee, an airline credit and an extra hotel night tied to ¥5 million of yearly spending, Centurion Lounges, dining cashback and hotel status. How to count what you would actually use.5 min readIntermediate
Start with the one thing you keep forgetting.
Add a card, a subscription or a points balance. RewardVane turns it into dates you can act on.