Wiki
Plain-language guides to points, cards, credit, banking, eSIM and travel
Short, sourced explainers you can read in a few minutes. Each one names where its facts come from and when we last checked them.
72 guides across 8 topics
Browse by topic
- Rewards basicsHow rewards, interest and statements actually work.6 guides
- Credit cardsSign-up bonuses, annual fees, issuer rules and the fine print.13 guides
- Points & milesAirline, hotel and bank points: how they are earned, valued and kept.8 guides
- Credit & your rightsScores, reports, freezes, disputes and the laws behind them.12 guides
- Banking & paymentsAccounts, IBANs, cross-border transfers and virtual cards.10 guides
- eSIM & connectivityStaying online abroad without surprise bills.7 guides
- TravelPaying, insuring and moving across borders.10 guides
- SecurityDisputes, scams and keeping your accounts safe.6 guides
Guides labeled “chexsystems”
- Banking & paymentsHow bank-account bonuses really work: the deposit rules, the clock and the tax billA cash bonus for opening a bank account is a contract, not a gift. Learn how deposit requirements, holding periods, reporting files and taxes decide whether a 300 dollar offer is worth it, with a simple formula to annualise any bonus.3 min readIntermediate
- Credit & your rightsBeyond the big three: the specialty reports that decide your bank account, rental, job and insuranceEquifax, Experian and TransUnion are only part of the picture. See which specialty consumer reports banks, landlords, employers, phone companies and insurers buy, what is in them and how to get and fix your own copy.3 min readIntermediate
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