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American Express Business Gold Card · American Express Blue Cash Preferred: annual fee, foreign transaction fee, rewards and perks side by side
Cards side by sideAmerican Express Business Gold CardAmerican Express Blue Cash Preferred
IssuerAmerican ExpressAmerican Express
MarketUnited StatesUnited States
NetworkAmerican ExpressAmerican Express
TypeCharge cardCredit card
RewardsPointsCash back
Annual fee

USD 375 / year

  • No fee waiver on record

USD 95 / year

  • First year free, then USD 95 a year
Foreign transactionsNone2.7%
How it earns
  • Selected merchants4×

    • Your top 2 of 6 categories each billing cycle: U.S. advertising in select media, electronics, software and cloud, restaurants, gas stations, transit, wireless service · first $150,000 a year, then 1X
    • First USD 150,000 of spend each year
  • Travel portal bookings3×

    • Flights and prepaid hotels booked on AmexTravel.com
  • All spending1×

  • Groceries6%

    • U.S. supermarkets · 1% beyond the cap
    • First USD 6,000 of spend each year
  • Streaming6%

    • U.S. streaming subscriptions
  • Transit3%

  • Fuel3%

    • U.S. gas stations
  • All spending1%

Perks
  • Statement credit
  • Statement credit
  • Statement credit
  • Statement credit
  • Hotel credit
  • Streaming creditUSD 10 a monthRegistration required
  • Insurance & protection
Facts checkedOctober 16, 2026September 8, 2026
Issuer’s pageOpen the issuer’s pagewww.americanexpress.comFull detailsOpen the issuer’s pagewww.americanexpress.comFull details

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More from American Express

  • American Express Blue Business Plus Credit CardAmerican Express · Points · No annual feeAdd to the table
  • American Express Blue Cash EverydayAmerican Express · Cash back · No annual feeAdd to the table
  • American Express Business PlatinumAmerican Express · Points · USD 895 / yearAdd to the table
  • American Express Delta SkyMiles Gold American Express CardAmerican Express · Miles · USD 150 / yearAdd to the table
  • American Express Delta SkyMiles Platinum CardAmerican Express · Miles · USD 350 / yearAdd to the table
  • American Express Delta SkyMiles Reserve CardAmerican Express · Miles · USD 650 / yearAdd to the table

Compiled from issuers' public pages and checked on the date shown on each card. General information only, not an offer and not advice. The issuer's own terms always prevail.

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