American Express · United States
American Express Blue Cash Preferred
- American Express
- Credit card
- Facts checked September 8, 2026
Annual fee
USD 95 / year
Rewards
Cash back
Billing currency
USD
Foreign transactions
2.7%
Annual fee
USD 95 / year
- First year free, then USD 95 a year
- Foreign transaction fee 2.7%
How it earns
| For | Rate |
|---|---|
Groceries
| 6% |
| Streaming | 6% |
| Transit | 3% |
| Fuel | 3% |
| All spending | 1% |
Perks
Streaming credit
USD 10 a month
Registration required
Insurance & protection
Our guide
American Express Blue Cash Preferred in 2026: 6 percent on groceries, and a fee that starts in year two
The Blue Cash Preferred earns 6 percent at US supermarkets and on select streaming, 3 percent on gas and transit, with a free first year and 95 dollars after. A worked comparison with a flat 2 percent card shows where it wins, what the 6,000-dollar cap means, and which rules apply.
Version 1 · checked October 8, 2026
Where this comes from
Compiled from the issuer's public page (www.americanexpress.com).
These facts come from public information and RewardVane has not verified them yet. The issuer's website and terms always prevail.
Compiled from issuers' public pages and checked on the date shown on each card. General information only, not an offer and not advice. The issuer's own terms always prevail.
More from American Express
All cards- American Express Blue Cash EverydayAmerican Express · Cash back · No annual fee
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- American Express GreenAmerican Express · Points · USD 150 / year
- American Express Hilton AspireAmerican Express · Miles · USD 550 / year
- American Express Hilton BusinessAmerican Express · Points · USD 195 / year
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