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Citi Strata Elite · Citi Strata Card: annual fee, foreign transaction fee, rewards and perks side by side
Cards side by sideCiti Strata EliteCiti Strata Card
IssuerCitiCiti
MarketUnited StatesUnited States
NetworkMastercardMastercard
TypeCredit cardCredit card
RewardsPointsPoints
Annual fee

USD 595 / year

  • No fee waiver on record

No annual fee

  • No annual fee for as long as the card is offered
Foreign transactionsNoneNot on record
How it earns
  • Travel portal bookings12×

    • Citi Travel hotels · car rentals · attractions
  • Travel portal bookings6×

    • Citi Travel flights
  • Dining6×

    • Citi Nights hours
  • Dining3×

    • Other hours
  • All spending1.5×

  • Travel portal bookings5×

    • Hotels, car rentals and attractions booked on cititravel.com
  • Groceries3×

    • Supermarkets
  • Fuel3×

    • Gas and EV charging stations
  • Transit3×

    • Select transit
  • Selected merchants3×

    • One self-select category you choose: fitness clubs, select streaming, live entertainment, cosmetic stores / barber shops / hair salons, or pet supply stores
  • Dining2×

    • Restaurants
  • All spending1×

Perks
  • Points & cash back
  • Booking discounts
  • Statement credit
  • Statement credit
  • Airport lounge access

+1 more perk

  • Services
  • Insurance & protection
Facts checkedSeptember 8, 2026October 16, 2026
Issuer’s pageOpen the issuer’s pagewww.citi.comFull detailsOpen the issuer’s pagewww.citi.comFull details

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Compiled from issuers' public pages and checked on the date shown on each card. General information only, not an offer and not advice. The issuer's own terms always prevail.

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