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Citi Strata Elite · Citi Costco Anywhere Visa: annual fee, foreign transaction fee, rewards and perks side by side
Cards side by sideCiti Strata EliteCiti Costco Anywhere Visa
IssuerCitiCiti
MarketUnited StatesUnited States
NetworkMastercardVisa
TypeCredit cardCredit card
RewardsPointsCash back
Annual fee

USD 595 / year

  • No fee waiver on record

No annual fee

  • No annual fee for as long as the card is offered
Foreign transactionsNoneNone
How it earns
  • Travel portal bookings12×

    • Citi Travel hotels · car rentals · attractions
  • Travel portal bookings6×

    • Citi Travel flights
  • Dining6×

    • Citi Nights hours
  • Dining3×

    • Other hours
  • All spending1.5×

  • Fuel5%

    • Costco gas stations · combined with other gas, first $7,000 per year
    • First USD 7,000 of spend each year
  • Fuel4%

    • Other eligible gas and EV charging · combined with Costco gas, first $7,000 per year
    • First USD 7,000 of spend each year
  • Dining3%

  • Travel3%

    • Eligible travel (including Costco Travel)
  • Selected merchants2%

    • Costco and Costco.com
  • All spending1%

Perks
  • Points & cash back
  • Booking discounts
  • Statement credit
  • Statement credit
  • Airport lounge access

+1 more perk

  • Points & cash back
  • Points & cash back
  • Points & cash back
  • Insurance & protection
Facts checkedSeptember 8, 2026September 9, 2026
Issuer’s pageOpen the issuer’s pagewww.citi.comFull detailsOpen the issuer’s pagewww.citi.comFull details

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More from Citi

  • Citi AAdvantage Executive World Legend MastercardMastercard · Miles · USD 695 / yearAdd to the table
  • Citi AAdvantage Platinum Select World Elite MastercardMastercard · Miles · USD 99 / yearAdd to the table
  • Citi Diamond PreferredMastercard · Not specified · No annual feeAdd to the table
  • Citi Double CashMastercard · Cash back · No annual feeAdd to the table
  • Citi SimplicityMastercard · Not specified · No annual feeAdd to the table
  • Citi Strata CardMastercard · Points · No annual feeAdd to the table

Compiled from issuers' public pages and checked on the date shown on each card. General information only, not an offer and not advice. The issuer's own terms always prevail.

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