RewardVane

Compare cards

Cards side by side

Put up to 4 cards next to each other. Every fact is the one the card’s own page shows, with the day it was checked. Nothing is scored or ranked: the table shows what each issuer says, not which card suits you.

Citi Strata Card · Citi Strata Elite · Citi Simplicity: annual fee, foreign transaction fee, rewards and perks side by side
Cards side by side
Remove
Citi Strata Card
Remove
Citi Strata Elite
Remove
Citi Simplicity
IssuerCitiCitiCiti
MarketUnited StatesUnited StatesUnited States
NetworkMastercardMastercardMastercard
TypeCredit cardCredit cardCredit card
RewardsPointsPointsNot specified
Annual fee

No annual fee

  • No annual fee for as long as the card is offered

USD 595 / year

  • No fee waiver on record

No annual fee

  • No annual fee for as long as the card is offered
Foreign transactionsNot on recordNone3%
How it earns

  • Travel portal bookings5×

    • Hotels, car rentals and attractions booked on cititravel.com

  • Groceries3×

    • Supermarkets

  • Fuel3×

    • Gas and EV charging stations

  • Transit3×

    • Select transit

  • Selected merchants3×

    • One self-select category you choose: fitness clubs, select streaming, live entertainment, cosmetic stores / barber shops / hair salons, or pet supply stores

  • Dining2×

    • Restaurants

  • All spending1×

  • Travel portal bookings12×

    • Citi Travel hotels · car rentals · attractions

  • Travel portal bookings6×

    • Citi Travel flights

  • Dining6×

    • Citi Nights hours

  • Dining3×

    • Other hours

  • All spending1.5×

No reward rates on record

Perks
  • Services
  • Insurance & protection
  • Points & cash back
  • Booking discounts
  • Statement credit
  • Statement credit
  • Airport lounge access

+1 more perk

  • Fee savings
  • Services
  • Points & cash back
Facts checkedOctober 16, 2026September 8, 2026September 9, 2026
Issuer’s pageOpen the issuer’s pagewww.citi.comFull detailsOpen the issuer’s pagewww.citi.comFull detailsOpen the issuer’s pagewww.citi.comFull details

Scroll sideways to see every card.

More from Citi

  • Citi AAdvantage Executive World Legend MastercardMastercard · Miles · USD 695 / yearAdd to the table
  • Citi AAdvantage Platinum Select World Elite MastercardMastercard · Miles · USD 99 / yearAdd to the table
  • Citi Costco Anywhere VisaVisa · Cash back · No annual feeAdd to the table
  • Citi Diamond PreferredMastercard · Not specified · No annual feeAdd to the table
  • Citi Double CashMastercard · Cash back · No annual feeAdd to the table
  • Citi Strata PremierMastercard · Points · USD 95 / yearAdd to the table

Compiled from issuers' public pages and checked on the date shown on each card. General information only, not an offer and not advice. The issuer's own terms always prevail.

Start with the one thing you keep forgetting.

Add a card, a subscription or a points balance. RewardVane turns it into dates you can act on.

Get the appView plans