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Citi Strata Card · Citi Costco Anywhere Visa · Citi Simplicity: annual fee, foreign transaction fee, rewards and perks side by side
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Citi Strata Card
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Citi Costco Anywhere Visa
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Citi Simplicity
IssuerCitiCitiCiti
MarketUnited StatesUnited StatesUnited States
NetworkMastercardVisaMastercard
TypeCredit cardCredit cardCredit card
RewardsPointsCash backNot specified
Annual fee

No annual fee

  • No annual fee for as long as the card is offered

No annual fee

  • No annual fee for as long as the card is offered

No annual fee

  • No annual fee for as long as the card is offered
Foreign transactionsNot on recordNone3%
How it earns

  • Travel portal bookings5×

    • Hotels, car rentals and attractions booked on cititravel.com

  • Groceries3×

    • Supermarkets

  • Fuel3×

    • Gas and EV charging stations

  • Transit3×

    • Select transit

  • Selected merchants3×

    • One self-select category you choose: fitness clubs, select streaming, live entertainment, cosmetic stores / barber shops / hair salons, or pet supply stores

  • Dining2×

    • Restaurants

  • All spending1×

  • Fuel5%

    • Costco gas stations · combined with other gas, first $7,000 per year
    • First USD 7,000 of spend each year

  • Fuel4%

    • Other eligible gas and EV charging · combined with Costco gas, first $7,000 per year
    • First USD 7,000 of spend each year

  • Dining3%

  • Travel3%

    • Eligible travel (including Costco Travel)

  • Selected merchants2%

    • Costco and Costco.com

  • All spending1%

No reward rates on record

Perks
  • Services
  • Insurance & protection
  • Points & cash back
  • Points & cash back
  • Points & cash back
  • Insurance & protection
  • Fee savings
  • Services
  • Points & cash back
Facts checkedOctober 16, 2026September 9, 2026September 9, 2026
Issuer’s pageOpen the issuer’s pagewww.citi.comFull detailsOpen the issuer’s pagewww.citi.comFull detailsOpen the issuer’s pagewww.citi.comFull details

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More from Citi

  • Citi AAdvantage Executive World Legend MastercardMastercard · Miles · USD 695 / yearAdd to the table
  • Citi AAdvantage Platinum Select World Elite MastercardMastercard · Miles · USD 99 / yearAdd to the table
  • Citi Diamond PreferredMastercard · Not specified · No annual feeAdd to the table
  • Citi Double CashMastercard · Cash back · No annual feeAdd to the table
  • Citi Strata EliteMastercard · Points · USD 595 / yearAdd to the table
  • Citi Strata PremierMastercard · Points · USD 95 / yearAdd to the table

Compiled from issuers' public pages and checked on the date shown on each card. General information only, not an offer and not advice. The issuer's own terms always prevail.

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