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Put up to 4 cards next to each other. Every fact is the one the card’s own page shows, with the day it was checked. Nothing is scored or ranked: the table shows what each issuer says, not which card suits you.

Citi Simplicity · Citi Strata Card: annual fee, foreign transaction fee, rewards and perks side by side
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Citi Simplicity
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Citi Strata Card
IssuerCitiCiti
MarketUnited StatesUnited States
NetworkMastercardMastercard
TypeCredit cardCredit card
RewardsNot specifiedPoints
Annual fee

No annual fee

  • No annual fee for as long as the card is offered

No annual fee

  • No annual fee for as long as the card is offered
Foreign transactions3%Not on record
How it earns

No reward rates on record

  • Travel portal bookings5×

    • Hotels, car rentals and attractions booked on cititravel.com

  • Groceries3×

    • Supermarkets

  • Fuel3×

    • Gas and EV charging stations

  • Transit3×

    • Select transit

  • Selected merchants3×

    • One self-select category you choose: fitness clubs, select streaming, live entertainment, cosmetic stores / barber shops / hair salons, or pet supply stores

  • Dining2×

    • Restaurants

  • All spending1×

Perks
  • Fee savings
  • Services
  • Points & cash back
  • Services
  • Insurance & protection
Facts checkedSeptember 9, 2026October 16, 2026
Issuer’s pageOpen the issuer’s pagewww.citi.comFull detailsOpen the issuer’s pagewww.citi.comFull details

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More from Citi

  • Citi AAdvantage Executive World Legend MastercardMastercard · Miles · USD 695 / yearAdd to the table
  • Citi AAdvantage Platinum Select World Elite MastercardMastercard · Miles · USD 99 / yearAdd to the table
  • Citi Costco Anywhere VisaVisa · Cash back · No annual feeAdd to the table
  • Citi Diamond PreferredMastercard · Not specified · No annual feeAdd to the table
  • Citi Double CashMastercard · Cash back · No annual feeAdd to the table
  • Citi Strata EliteMastercard · Points · USD 595 / yearAdd to the table

Compiled from issuers' public pages and checked on the date shown on each card. General information only, not an offer and not advice. The issuer's own terms always prevail.

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