Wiki
Plain-language guides to points, cards, credit, banking, eSIM and travel
Short, sourced explainers you can read in a few minutes. Each one names where its facts come from and when we last checked them.
72 guides across 8 topics
Browse by topic
- Rewards basicsHow rewards, interest and statements actually work.6 guides
- Credit cardsSign-up bonuses, annual fees, issuer rules and the fine print.13 guides
- Points & milesAirline, hotel and bank points: how they are earned, valued and kept.8 guides
- Credit & your rightsScores, reports, freezes, disputes and the laws behind them.12 guides
- Banking & paymentsAccounts, IBANs, cross-border transfers and virtual cards.10 guides
- eSIM & connectivityStaying online abroad without surprise bills.7 guides
- TravelPaying, insuring and moving across borders.10 guides
- SecurityDisputes, scams and keeping your accounts safe.6 guides
Guides labeled “transfer partners”
- Points & milesWhere to send flexible points in 2026: Chase, Amex, Citi, Capital One and Bilt comparedFive US currencies can move to airline and hotel partners. What each is earned by, notable partners, the 2025 and 2026 changes that cut or added value, and a five-step check before you transfer anything.3 min readIntermediate
- Points & milesCiti ThankYou points in 2026: what each Strata card does, and three ways to lose your pointsCiti's ThankYou points work across several cards, but only some can transfer them to airlines. See what the no-fee Strata, Strata Premier and the retired Custom Cash each do, how pooling works, the new once-per-lifetime rule, and the traps that make points expire.3 min readIntermediate
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