Wiki
Plain-language guides to points, cards, credit, banking, eSIM and travel
Short, sourced explainers you can read in a few minutes. Each one names where its facts come from and when we last checked them.
98 guides across 8 topics
Browse by topic
- Rewards basicsHow rewards, interest and statements actually work.6 guides
- Credit cardsSign-up bonuses, annual fees, issuer rules and the fine print.39 guides
- Points & milesAirline, hotel and bank points: how they are earned, valued and kept.8 guides
- Credit & your rightsScores, reports, freezes, disputes and the laws behind them.12 guides
- Banking & paymentsAccounts, IBANs, cross-border transfers and virtual cards.10 guides
- eSIM & connectivityStaying online abroad without surprise bills.7 guides
- TravelPaying, insuring and moving across borders.10 guides
- SecurityDisputes, scams and keeping your accounts safe.6 guides
Guides labeled “no foreign fee”
- Credit cardsCapital One Savor in 2026: 3 percent on food and fun, and the half-your-spending testWhat Capital One lists for the Savor in October 2026: 3 percent on dining, groceries, entertainment and streaming, 5 percent on Capital One Travel, 1 percent elsewhere, no foreign transaction fee. What counts as a category, and the test for when it beats a flat 2 percent card.4 min readBeginner
- Credit cardsCapital One Venture in 2026: 2 miles on everything, and the 1-cent line it has to clearWhat Capital One lists for the Venture in October 2026: 2 miles on every purchase, 5 on Capital One Travel, no foreign transaction fee and miles that do not expire. Where the 95-dollar fee pays back, what to redeem for, and when a no-fee flat 2 percent card wins.4 min readIntermediate
- Credit cardsCiti Strata Premier in 2026: 3 points on everyday travel and food, and why transfers are the pointWhat Citi lists for the Strata Premier in October 2026: 10 points on Citi Travel, 3 on air travel, hotels, restaurants, supermarkets and gas, no foreign transaction fee, a yearly hotel benefit and airline and hotel transfers. When it beats a flat 2 percent card, and when it does not.4 min readIntermediate
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