Wiki
Plain-language guides to points, cards, credit, banking, eSIM and travel
Short, sourced explainers you can read in a few minutes. Each one names where its facts come from and when we last checked them.
98 guides across 8 topics
Browse by topic
- Rewards basicsHow rewards, interest and statements actually work.6 guides
- Credit cardsSign-up bonuses, annual fees, issuer rules and the fine print.39 guides
- Points & milesAirline, hotel and bank points: how they are earned, valued and kept.8 guides
- Credit & your rightsScores, reports, freezes, disputes and the laws behind them.12 guides
- Banking & paymentsAccounts, IBANs, cross-border transfers and virtual cards.10 guides
- eSIM & connectivityStaying online abroad without surprise bills.7 guides
- TravelPaying, insuring and moving across borders.10 guides
- SecurityDisputes, scams and keeping your accounts safe.6 guides
Guides labeled “dining”
- Credit cardsAmerican Express Gold Card in 2026: 4x on food, a 325-dollar fee, and credits you must actually useWhat the Amex Gold lists in October 2026: 4x points at restaurants and US supermarkets, 5x on prepaid hotels, a 325-dollar fee and four credits worth 424 dollars if you use every one. A worked example, the rules that can cost you the bonus, and who should skip it.5 min readIntermediate
- Credit cardsChase Sapphire Preferred in 2026: 5x on Chase Travel, a 95-dollar fee, and the 3x list you can actually useWhat Chase lists for the Sapphire Preferred in October 2026: 5x on Chase Travel, 3x on dining, gas, online groceries and streaming, a 100-dollar hotel credit and fourteen transfer partners. A worked example, the protections, and who should pick something else.6 min readIntermediate
- Credit cardsChase Freedom Unlimited in 2026: 1.5 percent on everything, 3 percent on food, and when it beats a flat 2 percent cardWhat Chase lists for the Freedom Unlimited in October 2026: no annual fee, 1.5 percent on everything, 3 percent on dining and drugstores, 5 percent on Chase Travel. A worked example against a flat 2 percent card, the protections, and the foreign fee question.4 min readBeginner
- Credit cardsCapital One Savor in 2026: 3 percent on food and fun, and the half-your-spending testWhat Capital One lists for the Savor in October 2026: 3 percent on dining, groceries, entertainment and streaming, 5 percent on Capital One Travel, 1 percent elsewhere, no foreign transaction fee. What counts as a category, and the test for when it beats a flat 2 percent card.4 min readBeginner
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